MY PICK:
MY PICK:
Everyone should read Dave Ramsey's
Everyone should read Dave Ramsey's
The Total Money Makeover
The Total Money Makeover
I waited too long to follow Dave Ramsey's advice. Until I found him, I looked to too many money experts that emphasized leverage instead of avoiding debt. Dave helped me realize that you are not financially free until the debt is behind you with some money in the bank. If I haven't given you a copy of The Total Money Makeover yet, get yours on Amazon here: