Hi, I'm Jeff Wagner. How can I help you? 

My Blog

Below you'll find my personal blog with my own thoughts.

Boomers are retiring, and Millennials are all over YouTube teaching each other how to build wealth.

Too many of my fellow members of Generation X are BROKE!

Maybe it's too late for us to retire early, but it's not too late to plan.

Posts can also be found at: https://vtaxsharesthewealth.blogspot.com/

Navigating Higher Education Without Debt: Strategies for a Debt-Free College Journey - September 1, 2023 8:30 AM

Plan for the Perfect Cross Country Season: Daily Workouts for Peak Performance - August 31, 2023 9:45 AM

Overcoming Financial Despair: A Roadmap to a Brighter Financial Future - August 30, 2023 7:15 PM

The Art of Thrift: Why Keeping Costs Low Matters More Than Income Alone - August 29, 2023 8:30 AM

Choose Wisely: The Importance of Selecting the Right Financial Advisor - August 28, 2023 8:30 AM

Navigating High Rental Rates: A Guide to Preventing Homelessness - August 27, 2023 2:15 PM

The Time is Now: Embracing Change in Your Fitness or Financial Journey - August 26, 2023 11:00 AM

Building Your $1,000 Emergency Fund: Practical Steps for Financial Security - August 25, 2023 9:30 AM

Building Financial Resilience: The Power of the $1,000 Emergency Fund - August 24, 2023 11:15 AM

Automating Financial Check-Ins: Staying on Top of Your Money with Minimal Effort - August 23, 2023 1:30 PM

Crushing Debt with the Snowball Method: A Path to Financial Freedom  - August 22, 2023 8:30 AM

How to Use Automation to Reach Your Savings Goals Faster - August 21, 2023 9:45 AM

Weathering the Storm: The Benefits of Automating Your Personal Finances - August 20, 2023 1:00 PM

Transforming Personal Finance: The Power of Artificial Intelligence in Automation - August 19, 2023 10:45 AM

Streamlining Client Meetings: The Benefits of Using Calendly at Toshiba - August 18, 2023 2:00 PM

The Key to Financial Success: Paying Off Consumer Debt as Your Primary Focus - August 17, 2023 11:45 AM

Streamlining Client Engagement: Why I Chose Calendly for Booking Meetings - August 16, 2023 8:15 AM

Financial Coaching: Empowering Your Financial Journey - August 15, 2023 8:15 AM

Transitioning to Retirement: Strategic Planning in your 50s and 60s - August 14, 2023 8:15 AM

Navigating Midlife: Retirement Planning in Your 30s and 40s - August 13, 2023 1:45 PM

Building a Strong Foundation: Retirement Planning in Your 20s and 30s - August 12, 2023 9:00 AM

My Step-By-Step Guide to Automating Your Finances - August 11, 2023 9:00 AM

Fueling Creativity and Connection: Why I Created a BuyMeACoffee Page - August 11, 2023 8:00 AM

Unveiling the Choice: Roth vs Traditional IRA - Why Prioritizing Roth is a Wise Move - August 10, 2023 9:00 AM

Building a Secure Future with a Small Investment: The Roth IRA - August 9, 2023 8:30 AM

Robo-Advisors and Automated Investing: A Beginner's Guide - August 8, 2023 8:30 AM

Creating an Automated Budget: Let Technology Do the Work for You - August 7, 2023 8:30 AM

The Benefits of Joining a Local Credit Union - August 6, 2023 8:30 AM

Automating Your Emergency Fund: Building Financial Security With Ease - August 5, 2023 9:30 AM

Automating Investments for Long-Term Wealthbuilding - August 4, 2023 8:30 AM

Automated Banking: Maximizing Benefits with Technology - August 3, 2023 8:30 AM

Automating Debt Repayment: Strategies to Crush Debt on Autopilot - August 2,2023 11:45 AM

Automating Bill Payments: Never Miss A Due Date Again - August 1, 2023 8:15 AM

Automation Made Easy: Seven Reasons to Start Now - July 31, 2023 8:15 AM

Seven Remarkable Benefits of Automating Your Personal Finance - July 30, 2023 8:15 AM

Seven Reasons Why a Real Estae Professional Should Refer Clients to a Financial Coach - July 28, 2023 8:15 AM

Coach Jeff, Personal Finance Coach - July 27, 2023 9:00 AM

Money-Saving Tips for Winter - November 24, 2021 9:00 AM

Preparing for the Holiday Season - November 22, 2021 9:00 AM

What Are Three Important Factors That Affect Mortgage Rates? - November 8, 2021 10:00 AM 

Don't Let Owning A Home Scare You - November 3, 2021 10:30 AM

6 Ways a Loan Officer Helps You from Start to Finish - October 18, 2021 9:30 AM

What You Should Know About Escrow, Mortgage Insurance & Homeowners Insurance - October 13, 2021 9:00 AM

5 Things You Need To Know As Homebuyer When Making an Offer - October 1, 2021 4:00 PM

7 Things You Should Never Do Before Buying a House - September 15, 2021 8:30 AM

Maintenance Checklist for Your Home - August 30, 2021 8:00 AM

Steps to Success for First-Time Home Buyers - August 23, 2021 8:00 AM

Preapproval vs Prequalification - August 13, 2021 8:00 AM

A Guide to Prepare Your Home Before Going on Vacation - August 6, 2021 9:00 AM

What is Forbearance? - July 26, 2021 12:45 PM

How Can You Prevent Foreclosure? - July 15, 2021 9:15 AM

What You Need to Know About Pre-Qualifying for a Home Purchase - July 1, 2021 1:00 PM

How to Prepare Your Home for Summer - June 21, 2021 8:30 AM

Recently Engaged? Budgeting Tips for Couples to Get Started - June 1, 2021 11:00 AM

Do Mortgage Payments Increase? - May 20, 2021 9:30 AM

How to Boost Your Home's Curb Appeal - May 17, 2021 8:30 AM

How to Save Up for Your First Down Payment on a House - May 3, 2021 11:30 AM

How to Know if You're Purchasing the Right Home - April 22, 2021 11:00 AM

5 Home Furnishing Mistakes - April 22, 2021 11:00 AM

4 Easy Steps to an Organized Garage - April 5, 2021 2:30 PM

5 Questions to Ask at the Start When Applying for a Mortgage - April 5, 2021 12:00 PM

10 Tips to Prepare for a Home Appraisal - March 25, 2021 1:00 PM

Six Fun Facts About Mortgage That May Surprise You - Mar 15, 2021 8:30 AM

Mortgage Closing Costs Explained Part 2 - Mar 8, 2021 11:30 AM

Mortgage Closing Costs Explained Part 1 - Mar 1, 2021 8:30 AM

When to Refinance Your Mortgage - Feb 24, 2021 10:30 AM

Down Payment Tips for your Home - Feb 17, 2021 10:40 AM

Are you Credit Score Ready to buy a new house? - Feb 9, 2021 1:40 PM

Mortgage Interest Rates and How They Work - Feb 1, 2021 8:57 AM

Five Types of Mortgages: Which is right for you? - Jan 26, 2021 8:52 AM

LOCAL ENTREPRENEUR DONATES SCHOOL SUPPLIES —  Aug 25, 2020 11:56:14 AM

Enjoying your 1-2% Cash Back Card? Here's How I Get 10%... — Jul 28, 2020 4:39:30 AM

Why Not Touch Your Retirement Account? — Jul 14, 2020 11:56:14 PM

I Donated My AmEx Hilton Points — Jul 13, 2020 3:51:02 PM

I Have A Separate Bank for Paying Netflix — Jul 13, 2020 12:20:19 AM

I Can No Longer Recommend Ing Direct — Nov 29, 2013 9:37:45 PM

Now I Have an iPad — May 5, 2012 12:49:03 PM

The Dukes of Hazzard, Kmart ,and My Dad — Apr 28, 2012 12:11:53 AM

My Anniversary — Apr 26, 2012 10:32:53 PM

Saving and Spending Early in Life — Apr 25, 2012 4:26:34 PM

What Would You Do With Apple's $100 Billion? — Apr 24, 2012 3:38:00 PM

Why Does Your Money Bucket Leak? — Apr 23, 2012 4:07:30 AM

Getting Rich Working for the Man — Apr 20, 2012 6:31:11 PM

Money Traps — Apr 19, 2012 4:29:09 PM

What's Up With This? — Apr 18, 2012 12:36:59 PM

I'm Back — Apr 18, 2012 12:48:19 AM

July 2007 Bay Area Trip — Oct 14, 2010 2:45:12 AM

Happy Flag Day — Jun 14, 2010 4:33:48 PM

Friends Are People — Mar 13, 2010 5:13:49 AM

Jeff Wagner - Motivational Speaker — Feb 28, 2010 4:58:48 AM

Jeff Goes Podcast! — Jan 30, 2010 5:16:52 PM

Bearded Guy — Jan 27, 2010 6:15:22 AM

Hurst Chemical Company & SmartPlate — Jan 20, 2010 11:54:01 PM

Happy New Year! — Jan 4, 2010 4:49:31 AM

Response From Yahoo! — Dec 30, 2009 3:21:21 AM

What A Week! Happy Holidays! — Dec 27, 2009 7:10:08 AM

Fun With The Web — Dec 20, 2009 4:12:41 PM

Favorite Football Teams & My Google Drama — Dec 16, 2009 6:11:58 AM

Rainy Saturday — Dec 12, 2009 5:09:38 PM

Blog 6, Post 1 — Dec 7, 2009 6:33:14 AM

MY PICK:

Everyone should read Dave Ramsey's

The Total Money Makeover

I waited too long to follow Dave Ramsey's advice. Until I found him, I looked to too many money experts that emphasized leverage instead of avoiding debt. Dave helped me realize that you are not financially free until the debt is behind you with some money in the bank. If I haven't given you a copy of The Total Money Makeover yet, get yours on Amazon here:

https://amzn.to/3abcfTX

All information is accurate at the time of posting. Be sure to consult your tax or other financial advisers before making any major financial decisions. Talk to your doctor before changing diet or exercise. Any suggestions are given in good faith based on my own life experiences. Your results depend on a number of factors and cannot be predicted or guaranteed.